Disability Insurance Purchased During Financing Agreements

For most people, long-term disability (LTD) benefits will come through an employer-sponsored or individually purchased plan.

Sometimes, however, supplemental LTD benefits may be offered as part of a financing arrangement for a new vehicle, boat or other sizeable purchase. Many credit card companies also offer credit disability insurance, a form of long-term disability that will make credit card payments in the event of a long-term illness or injury. Insurance companies even offer disability insurance to cover home mortgage payments.

Just as with employer-sponsored and individual LTD plans, there is a formal claims process that must be followed in order to receive benefits following a serious illness or injury. And, just as with other forms of long-term disability insurance, companies can make it difficult and intimidating at every stage. My firm is here to help.

With offices in Gainesville, I represent clients throughout northern Florida, drawing on more than 35 years of experience as an attorney in the long-term disability field. My passion is for helping clients get the financial help they and their families need when a disability leaves them unable to work.

Don’t Fight Alone For The Benefits You Deserve

Eligible disabilities may range from physical conditions such as back disorders, cancer and circulatory diseases, to mental health issues such as depression and anxiety. As with all disability claims, proper medical documentation is critical to a successful claim, and with my experienced legal help, you can ensure that your disability insurance claim has the evidence most likely to result in the positive outcome you need: your disability benefits.

Contact my Gainesville firm now to arrange a free and confidential consultation with a lawyer. Send an email or call 352-505-4790, toll free 866-544-3069.